Repricing your loan.

We are strongly committed to continue helping borrowers during the life of their loan. By contacting us, you can book a time with us to review your loan and we will let you know if there are any options available to reduce your interest rate.

We offer free online consultations so we can work out a suitable option for you and your family.

Some of the options we may discuss with you are:

  • Loan repricing with your existing lender,

  • Unlocking equity,

  • Refinancing and extending your loan term,

  • Switching to Interest Only (investment loans),

  • Debt consolidation.

Leave us your details and we will contact you as soon as possible to discuss your situation and workout a strategy to help reduce your lending costs.

Please note that repricing is up to your lender approval and may not be always available.

Leave your details here:

Which lender are you with?

Here is a list of all the lenders that may offer repricing:

Not all lenders will offer this option but please reach out and we will try our best to have your loan repriced.

Why reviewing your home loan rate every 12 months is important?

At WeNeedFinance, we understand that home loans can be complex and staying updated with interest rates fluctuations or the latest bank changes is difficult. Hence, we provide all our clients with a free annual pricing review, which aids in seamlessly navigating the dynamic mortgage landscape.

Our annual pricing review involves assessing your current home loan rate against the current offers available to new borrowers. We monitor special offers, cashbacks, lending policies, and market trends that affect interest rates. This enables us to determine if your existing rate is competitive or if there are better options to consider. We can also complete a free valuation of your property to confirm your current Loan to Value Ratio (LVR).

If renegotiating your home loan rate could lead to significant savings, we'll guide you through the process. Our team is trained to identify opportunities, ensuring you secure the best deal annually.

This free service isn't just about potential savings. It's about having a financial ally who offers personalised advice based on a deep understanding of your financial history and future goals. It's about the peace of mind that comes with knowing a trusted professional is safeguarding your interests.

Moreover, we've streamlined our annual pricing review process to be efficient and not time-consuming. Our free annual pricing review ensures your home loan works for you consistently. We're here to help you maximise your mortgage. Feel free to reach out to us for this valuable service to book a call or zoom consultation.

Need help?

Do not hesitate to contact our team at WeNeedFinance.